Hi 1LifeKathy,
Welcome to Community! QuickBooks Online Payroll has the features you need to stay ahead of your work. I'll be happy to point you in the right direct so you can complete your QuickBooks goals with peace of mind!
Based on the information you've provided, it's best to reach out to your accountant for the best course of action. If you don't have one, we can help you locate a ProAdvisor in your local area.
Feel free to reach back out if you have other questions. We'd be glad to assist!