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Hi there,
It's great to have you reach out to us here. QuickBooks is designed to help you get ahead with your work. I'll be happy to provide more details and help steer you along the right path so you can achieve your QuickBooks goals.
It's important to note that the function you've described above isn't available in the program. I can see the benefit of having this feature and I encourage you to send feedback about this to our engineers. You can do this by clicking on the Gear icon and looking for Feedback.
In the meantime, feel free to check out this article with more info on how: Categorize and match online bank transactions in QuickBooks Online. Feel free to ask other questions. I'm here to help.
QB Payment doesn't offer such feature. You may find the feature in a 3rd party merchant service.
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