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You're certainly welcome, @dgc1.
Our Product Team is constantly working to improve the features in QBO and appreciates your help in bringing things like this to their attention.
Your workaround for this is absolutely possible. Replacing the bad debt expense to an asset can be done by editing the income account field of the Bad Debt Item. You may refer to the screenshot below.
However, this will result in a positive income in the Profit & Loss. Unlike the bad debt, the invoice will increase the income and the bad debt is matched to zero this income.
If you need related articles for this, you may check out the following links below.
Using the Write Off Invoices tool
Let me know your thoughts about this process. I'll be around if you have additional questions about using the Bad Debt item.