Hi Bog29,
Welcome to the Community. It's important to correctly record your transactions to keep your books up to date. QuickBooks Desktop is a flexible program that simplifies the way you manage your books. I'd be glad to provide you with information on the possibility of handling credit card tips.
At this moment, the program does not offer the ability to choose the payroll account for controlled tips. I encourage you to manually update your tip liability account using a journal entry.
If you're unsure of which accounts to use for journal entry, I recommend contacting an accountant for the best course of action. If you don't have an accountant, you can find one near your area by clicking on the My accountant tab on the left navigation menu > Find a pro to help.
If you wish to include the option to link the tip liability account with payroll, I encourage you to send us Feedback under the Gear icon at the top. This is sent to our team developer to be considered for future updates.
Let me know if you have any questions, I'll be happy to help.