Hi robertanorth,
Thanks for reaching out to us here. QuickBooks Online will automatically create accounts, when you create your Company. As you turn on other available product features, any required accounts will also be added. However, you still have the ability to add accounts to your chart of accounts, as you see necessary. I would be happy to show you how!
Follow these steps to add an account;
1. Open Settings ⚙ in the top right of your dashboard and select Chart of Accounts
2. Select New
3. From the Account Type ▼ dropdown, choose the appropriate type from the list
4. Use the Detail Type ▼ dropdown, to select the best fit for the transactions you want to track
5. Enter a Name for the account
6. Add a Description
7. In the Balance field, enter the amount in the account, and the As of date
8. When you're done, select Save and Close.
In addition, you can create sub-accounts in your chart of accounts.
Feel free to reach back out with other questions. We would be glad to help!
