97% of customers are satisfied with the speed of the credit decision²
A simple, transparent process
Access a QuickBooks Term Loan with no origination fees, prepayment penalties, or hidden charges.³ Your clients know where they stand at every step.
Apply in QuickBooks
Save time—it only takes minutes to apply and get a decision.
Get flexible terms
Loans from $1.5K–$200K with terms from 6–24 months.
Access competitive rates³
Business loans with no origination fees or prepayment penalties.
Explore lending options
Infuse additional capital into your business for things like fueling growth, covering expenses while awaiting payment, or boosting your cash flow.
Keep business on track with a Line of Credit you can access when you need to.³ Draw cash from your total credit limit or get an advance on eligible outstanding invoices—and only pay interest on the amount you borrow.⁴
Browse additional funding options through QuickBooks Capital’s partners that provide small business loans and lines of credit.
Business eligibility
Here are a few things used to determine if a business is eligible for a QuickBooks Term Loan:
- Up-to-date and accurate business data in QuickBooks
- Primary business bank accounts connected through QuickBooks (not required)
- Generally, revenue of at least $50,000 over the past 12 months
Why small businesses rely on QuickBooks for access to capital
“QuickBooks Capital has proven to be a reliable and effective partner, offering solutions that truly cater to the needs of small business owners like myself.”
Lionell Ball
Inflect Digital
January 2024
“Thanks to QuickBooks Capital, my business has flourished, and I highly recommend their loan services to any entrepreneur seeking financial assistance to fuel their growth.”
Misael Garcia
Five Star Car Services
January 2024
QuickBooks Capital is licensed as Intuit Financing Inc. (NMLS #1136148), a subsidiary of Intuit Inc. Intuit Financing Inc. is a licensed broker in states that require a license. Our service is limited to commercial or business loans only. State licenses include: CA CFL #6054856, NM #01899, ND #MB102690, RI Licensed Loan Broker #20153121LB, VT #LSO-1136148, VT #LSO-1136148-1
Partner loans are made or arranged pursuant to their applicable lending license(s).
QuickBooks Term Loan (“Term Loan”) is issued by WebBank.
QuickBooks Line of Credit (“Line of Credit”) loans are issued by WebBank.
All screen images are simulated and are for illustration purposes only.
#Claims
1. Loans are typically deposited within 1–2 business days. Actual funding time can vary depending on third party processing time.
2. Based on a QuickBooks Term Loan Customer Survey, February 2024.
3. Annual Percentage Rate (APR) ranges from 9.99%–36%.
4. Each invoice advance and each cash draw is a separate, closed-end term loan that has its own loan amount, interest rate, and payment terms.
5. Cash draw feature only available for those meeting certain criteria determined by the lender; if eligible, to take advantage of this feature, submit an application, which will be reviewed for credit worthiness and verification of additional information prior to final credit decision.
6. No origination fees applicable to new QuickBooks Line of Credit customers. Interest will apply. Rates vary and depend on applicant’s credit profile and other factors. Standard payment processing fees apply.
Terms, conditions, pricing, special features, and service and support options subject to change without notice.
Call Sales: 1-877-378-2430
