QUICKBOOKS CAPITAL

Get fast funding for your clients

Data that’s already in QuickBooks can be used to help your clients quickly find the right lending options, with loans typically funded within 1–2 business days.¹

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97% of customers are satisfied with the speed of the credit decision²

A simple, transparent process

Access a QuickBooks Term Loan with no origination fees, prepayment penalties, or hidden charges.³ Your clients know where they stand at every step.

Apply in QuickBooks

Save time—it only takes minutes to apply and get a decision.

Get flexible terms

Loans from $1.5K–$200K with terms from 6–24 months.

Access competitive rates³

Business loans with no origination fees or prepayment penalties.

Explore lending options

Personal trainer teaching a class in a gym with a snapshot of loan approval.

Infuse additional capital into your business for things like fueling growth, covering expenses while awaiting payment, or boosting your cash flow.

Learn about Term Loans

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Keep business on track with a Line of Credit you can access when you need to.³ Draw cash from your total credit limit or get an advance on eligible outstanding invoices—and only pay interest on the amount you borrow.⁴

Learn about Line of Credit

Browse additional funding options through QuickBooks Capital’s partners that provide small business loans and lines of credit.

Visit the marketplace

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Business eligibility

Here are a few things used to determine if a business is eligible for a QuickBooks Term Loan:

Up-to-date and accurate business data in QuickBooks
Primary business bank accounts connected through QuickBooks (not required)
Generally, revenue of at least $50,000 over the past 12 months

Why small businesses rely on QuickBooks for access to capital

“QuickBooks Capital has proven to be a reliable and effective partner, offering solutions that truly cater to the needs of small business owners like myself.”

Lionell Ball

Inflect Digital

January 2024

“Thanks to QuickBooks Capital, my business has flourished, and I highly recommend their loan services to any entrepreneur seeking financial assistance to fuel their growth.”

Misael Garcia

Five Star Car Services

January 2024

Frequently asked questions

How is eligibility for a QuickBooks Term Loan determined?

Various factors are used to determine your client’s eligibility for a QuickBooks Term Loan. This includes, but is not limited to, business history within QuickBooks, transactions within their business bank accounts, credit history of the business and personal guarantor, business revenue, and current liabilities. In general, businesses with at least $50,000 in revenue in the past year may be eligible. Applicants shouldn’t have any bankruptcies (personal or business) in the last two years. Since every business is unique, there is no guarantee that all applicants meeting these criteria will be eligible for a Quickbooks Term Loan. Each application is considered individually and decisions are based on current guidelines which are subject to change.

Is collateral required for a QuickBooks Term Loan?

What is a personal guarantee?

Why do you need my clients’ personal credit report and information?

How can my client get a copy of their credit reports?

The personal guarantor of the business loan is entitled to a free copy of their personal credit report from each of the three consumer credit reporting agencies annually at the following website: https://www.annualcreditreport.com. For a copy of the personal guarantor's consumer credit report, have them go to the Experian website (fees may be applicable). If their request for credit has been declined because of information in their consumer credit report, they’ll receive information in their adverse action notice on how to obtain a free copy of the credit report that was used in the decision.

See all frequently asked questions

How can we help?

Talk to sales 1-800-459-5183

Monday - Friday, 6 AM to 6 PM PT

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Let’s get your clients the funding they need

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QuickBooks Capital is licensed as Intuit Financing Inc. (NMLS #1136148), a subsidiary of Intuit Inc. Intuit Financing Inc. is a licensed broker in states that require a license. Our service is limited to commercial or business loans only. State licenses include: CA CFL #6054856, NM #01899, ND #MB102690, RI Licensed Loan Broker #20153121LB, VT #LSO-1136148, VT #LSO-1136148-1

Partner loans are made or arranged pursuant to their applicable lending license(s).

QuickBooks Term Loan (“Term Loan”) is issued by WebBank.

QuickBooks Line of Credit (“Line of Credit”) loans are issued by WebBank.

All screen images are simulated and are for illustration purposes only.

#Claims

1. Loans are typically deposited within 1–2 business days. Actual funding time can vary depending on third party processing time.

2. Based on a QuickBooks Term Loan Customer Survey, February 2024.

3. Annual Percentage Rate (APR) ranges from 9.99%–36%.

4. Each invoice advance and each cash draw is a separate, closed-end term loan that has its own loan amount, interest rate, and payment terms.

5. Cash draw feature only available for those meeting certain criteria determined by the lender; if eligible, to take advantage of this feature, submit an application, which will be reviewed for credit worthiness and verification of additional information prior to final credit decision.

6. No origination fees applicable to new QuickBooks Line of Credit customers. Interest will apply. Rates vary and depend on applicant’s credit profile and other factors. Standard payment processing fees apply.

Terms, conditions, pricing, special features, and service and support options subject to change without notice.

Get fast funding for your clients

A simple, transparent process

Apply in QuickBooks

Get flexible terms

Access competitive rates³

Explore lending options

Less stress, more capital

Flexible credit that you control

Discover lending partner offerings

Why small businesses rely on QuickBooks for access to capital

“QuickBooks Capital has proven to be a reliable and effective partner, offering solutions that truly cater to the needs of small business owners like myself.”

“Thanks to QuickBooks Capital, my business has flourished, and I highly recommend their loan services to any entrepreneur seeking financial assistance to fuel their growth.”

“QuickBooks Capital is a great opportunity to build credit and have a cushion for business expansion needs.”

“Low interest and quick response based on business credit history! Excellent option for small business capital.“

“This was a very easy and quick process. Quickbooks Capital really helped out when I needed it the most.”

Frequently asked questions

Let’s get your clients the funding they need