QuickBooks Payments

Make payments flexible and accounting simple

Help your clients get paid seamlessly and get cash flow insights quickly. Provide access to ongoing payments discounts, saving your clients up to 25% on processing costs when they sign up through you.

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Offer peace of mind

Managing payments in QuickBooks makes bookkeeping more seamless and transparent.

Automate billing for repeat business

Clients can charge customers on a set schedule so they get paid on time, every time.

Send instantly payable invoices

Let your clients create and send invoices that their customers can pay online right away.

Reduce manual matching by 60%

Payments accepted through QuickBooks get automatically matched to bank transactions.¹

Accept in-person payments

The QuickBooks GoPayment app and card reader let your clients get paid then and there—in store, on site, and on the go.**

Help clients boost cash flow

Share the value of QuickBooks Payments, with features that help your clients get paid.

Get paid on time with Payments AI

See predictions of late payments and automatically send personalized, non-intrusive nudges using Payments AI.

Offer Buy Now, Pay Later through Affirm**

Clients can give customers the option to pay in installments, while Affirm assumes all credit and repayment risk.

Simplicity at every step

Product screen on a laptop showing an invoice for a landscaping company

Personalize invoices in seconds. Tailor logos, colors, and more. Intuit Assist can help customize with colors and images from your website. Try our free invoice generator today, or start with our custom invoicing templates.

Product screen on a laptop showing invoice activity

With real-time tracking, your clients know when customers view and pay their invoices. And once they take a payment, QuickBooks updates automatically for a clear financial picture.**

Product screen on a laptop showing that an invoice is ready

Customers can settle up via credit or debit, ACH, Apple Pay®, PayPal, or Venmo** so your clients can get paid up to 4x faster.2 Your clients can also accept Payment at time of service with Tap to Pay.**

Product screen on a laptop showing bank transactions

When clients are paid through QuickBooks Payments, we’ll record and match it for you. We are able to match eligible Payments transactions with 100% accuracy.³

See how our rates stack up

You can provide exclusive discounted rates for your clients.

Accountant referral rates

Square

Stripe

Cards & digital wallets

Invoices or quick requests paid using Visa, Mastercard, Discover, American Express, Apple Pay, PayPal, and Venmo

2.8%

~~2.99%~~

3.3% + 30¢

No PayPal or Venmo

2.9% + 30¢*

No PayPal or Venmo

ACH bank payments

Invoices or quick requests paid using an electronic transfer that pulls money from a customer’s bank account into yours

1% $15 max

~~1% (no max)~~

$1 min, no max

1.2%

No max

In-person payments

In-person payments with a card reader. Takes Visa, Mastercard, Discover, American Express, Also takes Apple Pay, Google Pay, and Samsung Pay.

2.3%

~~2.5%~~

2.6% +15¢

2.7% + 5¢*

Keyed-in cards

Payments processed by manually entering a customer’s card information.

3.3%

~~3.5%~~

3.5% + 15¢

3.4% + 30¢*

Cards & digital wallets

Invoices or quick requests paid using Visa, Mastercard, Discover, American Express, Apple Pay, PayPal, and Venmo

Accountant referral rates

2.8%

~~2.99%~~

Square

3.3% + 30¢

No PayPal or Venmo

Stripe

2.9% + 30¢*

No PayPal or Venmo

ACH bank payments

Invoices or quick requests paid using an electronic transfer that pulls money from a customer’s bank account into yours

Accountant referral rates

1% $15 max

~~1% (no max)~~

Square

$1 min, no max

Stripe

1.2%

No max

In-person payments

In-person payments with a card reader. Takes Visa, Mastercard, Discover, American Express, Also takes Apple Pay, Google Pay, and Samsung Pay.

Accountant referral rates

2.3%

~~2.5%~~

Square

2.6% +15¢

Stripe

2.7% + 5¢*

Keyed-in cards

Payments processed by manually entering a customer’s card information.

Accountant referral rates

3.3%

~~3.5%~~

Square

3.5% + 15¢

Stripe

3.4% + 30¢*

Rates are accurate as of 07/31/2025. All listed rates are per transaction. Not all payment plans shown; only most comparable plan by feature are highlighted. An additional 1% fee is charged on transactions made using an internationally issued card (non-U.S.) or an international PayPal account.

*Stripe charges an additional 1.5% for international cards and additional 1% if currency conversion required.

**Stripe charges an additional 10¢ per authorization for Tap to Pay. Stripe also charges an additional 1.5% for international cards and additional 1% if currency conversion required.

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Or call 888-236-9501

Frequently asked questions

How do I share my accountant discount for QuickBooks Payments with my client?

In your account, select ProAdvisor, and then Benefits. From the Payments section, select Share info and then Copy page link to paste a link in a message. You can also select Share via email to send it directly, and your client can sign up from there. If approved, they’ll receive your discount on all processing fees right away. They can start accepting payments through their invoices, with payment links, or by using the GoPayment app and card reader. Note that approval usually takes 1–3 business days.

How can I get discounted payment rates for my firm?

Can my clients without QuickBooks Online sign up?

What information does my client have to provide? How long does it take?

Will I get a notification that my client has signed up?

What is the difference between the ProAdvisor discount and the accountant referral rate?

How does my discount compare to regular pricing?

Cards and digital wallets 

QuickBooks with accountant discount - 2.8%

QuickBooks with no discount - 2.99%

ACH bank payments

QuickBooks with accountant discount - 1% - $15 max 

QuickBooks with no discount - 1% - no max

In-person payments

QuickBooks with accountant discount - 2.3% 

QuickBooks with no discount - 2.5%

Keyed-in cards

QuickBooks with the accountant discount - 3.3% 

QuickBooks with no discount - 3.5%

Pass along your discounted rates today

Share my discount

Important offers, pricing details and disclaimers

*Offer terms

Cancellation policy: There's no contract or commitment. You're free to switch plans or cancel any time.

ProAdvisor Preferred Pricing - ProAdvisor Discount

Terms and Conditions

FOR QUICKBOOKS ONLINE ACCOUNTANT CLIENTS WHO TAKE ADVANTAGE OF THE UP TO 25% OFF PAYMENTS FOR QUICKBOOKS WITH PROADVISOR PREFERRED PRICING CLIENT DISCOUNT OFFER.

Eligibility: This offer is eligible to QuickBooks Online customers who are clients of accounting firms who register or have registered for QuickBooks Online Accountant (“QBOA”) and use the Client Discount option for the QuickBooks Payments. Offer is available to QuickBooks Online customers that have never processed QuickBooks payments only.

Pricing: Eligible QBOA Customers will be entitled to apply the following discounts for their client starting from the date of enrollment.

Up to 25% off of processing fees for QuickBooks Online Payments
Card - Swiped 2.3%
Card - eInvoice 2.8%
Card - Keyed 3.3%
Bank Transfer (ACH) 1% (max $15)

Offer Terms: The discount is valid only for the named individual or company that was invited to sign up for QuickBooks Payments by their Accountant and cannot be transferred to another client, individual, or company. Cannot be combined with any other Intuit offer. Offer valid only in the U.S., and is non-transferable. Terms, conditions, pricing, special features, and service and support options subject to change without notice.

Additional terms, conditions and fees may apply with certain services, apps and offers. Eligibility criteria and approvals may apply. Program benefit offers, features, and resources are subject to change without notice.

**Product information

Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For details about our money transmission licenses, or for Texas customers with complaints about our service, please visit https://www.intuit.com/legal/licenses/payment-licenses/.

QuickBooks Payments: QuickBooks Payments account subject to eligibility criteria, credit, and approval. Subscription to QuickBooks Online required. Not available in U.S. territories or outside the U.S.

QuickBooks Checking account: Banking services provided by and the QuickBooks Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, GO2bank and Bonneville Bank. Registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Green Dot is a registered trademark of Green Dot Corporation. ©2022 Green Dot Corporation. All rights reserved. QuickBooks products and services, including Instant Deposit, QuickBooks Payments, Cash flow planning / forecasting are not provided by Green Dot Bank. Users must apply for both QuickBooks Payments and QuickBooks Checking accounts when bundled.

QuickBooks Card Reader: Data access subject to cellular/internet provider network availability and occasional downtime due to system and server maintenance. Product registration and QuickBooks Payments account required. Terms, conditions, and features subject to change.

Buy Now, Pay Later with Affirm: Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. For example, a $1,000 purchase might cost $90.26/mo over 12 months at 15% APR. Options depend on the purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses.

Apple Pay: Apple Pay is a registered trademark of Apple Inc.

Google Pay: Google Pay is a trademark of Google LLC.

Venmo is available only in the US.

**Feature information

Tap to Pay on iPhone: Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see https://developer.apple.com/tap-to-pay/regions/. Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

Tap to Pay on Android: Tap to Pay on Android requires an NFC-enabled device running Android 9 or later. Update your device by going to Settings > System > Advanced > System Update. Some contactless cards may not be accepted. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on Android is not available in all markets. Android™ is a trademark of Google LLC.

Annual percentage yield: The annual percentage yield ("APY") is accurate as of December 9, 2024, and may change at our discretion at any time. The listed APY will be paid on the average daily available balances distributed across your created envelopes within your primary QuickBooks Checking account. Balances held outside an envelope will not earn interest. See Deposit Account Agreement for terms and conditions.

Envelopes: You can create up to 9 Envelopes within your primary QuickBooks Checking account. Money in Envelopes must be moved to the available balance in your primary QuickBooks Checking account before it can be used. Envelopes within your primary QuickBooks Checking account will automatically earn interest once created. At the close of each statement cycle, the interest earned on funds in your Envelopes will be credited to each Envelope in proportion to the average daily balance of each Envelope. See Deposit Account Agreement for terms and conditions.

Automatic matching: QuickBooks Online will only match bank deposits with transactions processed through QuickBooks Payments. Not all transactions are eligible and accuracy of matches is not guaranteed.

No minimum balances or monthly fees: There are no minimum balance requirements to open or maintain this account or obtain the listed APY. Other fees and limits apply. See Deposit Account Agreement for details.

#Claims

1. Reduce time you spend matching payments by 60%: Calculation based on a comparison of total monthly QuickBooks Payments transactions with those that were automatically categorized.

2. Get paid up to 4x faster: Based on QuickBooks user data.

3. Eligible payments are automatically matched with 100% accuracy: QuickBooks Payments transactions made outside of QuickBooks Online are not eligible for automatic matching. Not all financial institutions participate.

Terms, conditions, pricing, special features, and service and support options subject to change without notice.