It varies from bank to bank, but usually if you bank with a credit union, the effective date which the funds should be transferred may be available earlier than Friday. My company submits payroll on Wednesday, and all my colleagues who bank of credit unions see their funds hit their accounts on Thursday.  I reached out to a credit union and it was validated. 

I bank of several of the big banks and Chase will make your funds available Thursday around 11PM PST. Bank of America will have funds available on Friday at 12:30AM PST, and Wells Fargo will show Friday 9AM PST.