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Welcome to the Community, @hhcdib.
I'll provide details about the backup feature in QuickBooks Online.
Downloading your data is possible in QBO. This feature is exclusive to the QBO Advance subscription.
If you're using a different version, consider exporting your data to successfully get a copy of your files. Otherwise, here's how you can backup a company file.
Here's how:
Please refer to this article for a more thorough process of the steps mentioned above: Backup and restore your QuickBooks Online Advanced Company.
Additionally, for future reference, you can visit this article if you want to export different reports in QuickBooks Online: Export your reports to Excel from QuickBooks Online.
If you have more questions related to backing up your files, don't hesitate to reply to this post. Have a great day.
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