new account or second account under first registration

Hello Taylor, thanks for reaching out to me regarding your QuickBooks Online (QBO) account. I'd be happy to assist you in managing your accounts effectively.

If you're switching banks and want to start fresh in QBO, you can create a new QBO account as an option. However, since you're creating a new account for the same company, you'll need to cancel your previous subscription first, and then create a new account. To start, you'll have to export your company data to have a backup copy of your company information and then discontinue your subscription by following the steps outlined below:

1. Sign in to the Intuit Account Manager.
2. Select Products & billing, then select your company name. 
3. Find the product you wish to cancel, then select Cancel.
4. You’ll see a multiple-choice survey on why you're canceling your subscription. Once you’ve filled it out, select Continue to cancel.
5. Click Continue to cancel.
6. Select Got it when a confirmation pops up. 

Once done, you can proceed to create a new account by following these steps:

1. Open this link: https://quickbooks.intuit.com/pricing/
2. Choose the version of QuickBooks Online that you need.
3. Select to Buy Now or start a Free Trial.
4. Click on Create a new account to create a new one.
5. Follow the on-screen instructions to continue the process.

Alternatively, you can switch your bank and continue using your existing QBO account by changing your billing information to the new bank account you want to use for your business. Additionally, you can disconnect the old bank account connected to your QBO account. This way, you won't have to cancel your subscription and start managing your business from scratch.

Ultimately, the decision between creating a new account or updating your billing information depends on your specific needs and preferences regarding the separation of financial data and account management.

Furthermore, I'll attach this helpful reference that explains how the program keeps your data once you cancel your subscription: What happens to my QuickBooks Online data after I cancel?

Also, in case you've decided to stick with your old QBO account, you can connect the new bank you'll use in the program.

If you have any further inquiries or concerns about your QuickBooks Online account, please let me know in the comment section below, and I'll be more than happy to assist you. Have a great day!