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dnasplatt1
Level 3

PCI Compliance

Hello, I have QBO and all of my customers click the "review and pay" button on my invoices that is powered by QuickBooks.  We don't do any mobile stuff, don't hand key.  Above is the ONLY way for CC payments!   Do I have to do something or are we good?  Thank you for your time!

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Best answer Saturday

Best Answers
FishingForAnswers
Level 10

PCI Compliance

@dnasplatt1  There's a few ifs, ands, and buts about it, but this question can be summarized as:

 

Do any of your devices have access to your merchant account login or, in any other way, access to customer's sensitive financial information?

 

If yes, you need to be PCI compliant.

 

If no, you do not.

 

That being said, there is a more practical answer. I can't speak to whether QBO does it, but I have seen many merchant service providers slip in a PCI Non-Compliance fee without the business owners realizing it. Seems to average $60 to $70 per month.

 

If you see that anywhere in your charges, I'd say it'd be easiest to simply become PCI compliant. It's not a particularly difficult thing to do, and it doesn't have to be through QB's SecurityMetrics partner.

View solution in original post

LollyNino_C
QuickBooks Team

PCI Compliance

It depends on whether you have to be PCI compliant or not, @dnasplatt1. Allow me to provide some insights into how payment processing works.

 

I agree with FishingForAnswers. You must be PCI compliant if you have access to customers' sensitive financial information. Otherwise, there is no need to take any action.

 

Utilizing QuickBooks Payments services does not automatically ensure PCI compliance. As a merchant accepting card payments, you must uphold payment security throughout your local environment. This includes all applications and systems on your network.

 

For more information, check out these articles:

 

 

Moreover, you can check this article to learn more about invoice payment deposit speed: Find out when QuickBooks Payments deposits customer payments.

 

Please feel free to comment below if you need further assistance with PCI compliance in QuickBooks Payments. The Community is always here to support you. Stay safe!

View solution in original post

3 Comments 3
FishingForAnswers
Level 10

PCI Compliance

@dnasplatt1  There's a few ifs, ands, and buts about it, but this question can be summarized as:

 

Do any of your devices have access to your merchant account login or, in any other way, access to customer's sensitive financial information?

 

If yes, you need to be PCI compliant.

 

If no, you do not.

 

That being said, there is a more practical answer. I can't speak to whether QBO does it, but I have seen many merchant service providers slip in a PCI Non-Compliance fee without the business owners realizing it. Seems to average $60 to $70 per month.

 

If you see that anywhere in your charges, I'd say it'd be easiest to simply become PCI compliant. It's not a particularly difficult thing to do, and it doesn't have to be through QB's SecurityMetrics partner.

LollyNino_C
QuickBooks Team

PCI Compliance

It depends on whether you have to be PCI compliant or not, @dnasplatt1. Allow me to provide some insights into how payment processing works.

 

I agree with FishingForAnswers. You must be PCI compliant if you have access to customers' sensitive financial information. Otherwise, there is no need to take any action.

 

Utilizing QuickBooks Payments services does not automatically ensure PCI compliance. As a merchant accepting card payments, you must uphold payment security throughout your local environment. This includes all applications and systems on your network.

 

For more information, check out these articles:

 

 

Moreover, you can check this article to learn more about invoice payment deposit speed: Find out when QuickBooks Payments deposits customer payments.

 

Please feel free to comment below if you need further assistance with PCI compliance in QuickBooks Payments. The Community is always here to support you. Stay safe!

dnasplatt1
Level 3

PCI Compliance

Thank you so much, yawl answered so fast!  I've just looked at my QBO, which I only have on one computer and I am the only one using it.  I don't even have the customers CC number!  It isn't in the transaction, just the last 4 digits and I was EVERYWHERE in my merchant account.  I'm pretty paranoid and don't even surf the web from that computer, just QB and a few locked sites.  I'm thinking I'm good, and I appreciate your input SO MUCH!!!

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