Can I deposit a check with my phone to QuickBooks checking account?

We would like to thank you for coming to our Community space, Nikkak. With this insight that I am about to share with you it will save your time.

Here's how:

1. Log in to your QuickBooks Online app.
2. Choose the "Cash Flow" option from the menu.
3. On the QuickBooks Checking home page, tap on "Send Money."
4. Select "Deposit checks" from the available options.
5. Please note that if you don't see this option or it's unavailable, it means you are not eligible at the moment.
6. Enter the amount of the check. Ensure that it does not exceed the limit displayed on the screen.

Once it is done, you will need to endorse the check. Here's how:

1. Sign your name on the back of the check and write “For mobile deposit only” under your signature.
2. Take photos of the front and back of your check.
   1. Place the check on a well-lit, dark-colored surface.
   2. Capture all four corners of the check.
   3. Make sure to capture all the details.

You're almost finished. Just follow these steps to review and submit:

1. Carefully review the check amount and verify that the check images are clear. If needed, retake the photos to ensure clarity.
2. Take a moment to review the date when the funds will be available.
3. If everything appears to be in order, select the option to "Finish depositing."

I would be happy to provide you with a comprehensive guide on this matter: Use mobile check deposit with QuickBooks Checking

This reference I am about to share will teach you how to switch the bank account QuickBooks Payments deposits to: Change the deposit bank account for QuickBooks Payments

If you have any trouble on going on about this, don't hesitate to reply. I am one post away.

Thank you so much for this information.

I am new to QuickBooks checking. And I do not have the option to deposit checks from my phone at this point. Is there a way to apply for this option?

We appreciate you for coming back here, Nikkak.

I'm glad that the info my colleague provided helps. Let me add insights into how the option to deposit a check from your phone will show.

Mobile check deposit isn't available to all customers. If you're qualified, you'll view the option to Deposit check into Get Money. Moreover, before you deposit a check, it's important that the check meets the requirements and you don't need the funds immediately.

Once the option to deposit a check is available on your end, you can follow the steps below on how you can enter check information:

1. Log into your QuickBooks Online app from a mobile device.
2. Choose Cash Flow.
3. From the QuickBooks Checking home page, select Send Money.
4. Select Deposit checks. If you don't see the option or if it's unavailable, it means you aren’t eligible yet.
5. Enter the check amount. Make sure it isn’t more than the limit shown on the screen.
   
   

For detailed steps, you can read this article: Use mobile check deposit with QuickBooks Checking.

Additionally, to learn more about QuickBooks Checking in terms of fees, what is its minimum balances, etc, you can read this article: Use your QuickBooks Checking account.

We're glad to have you here in the Community. Please return if you have more questions about how you can utilize QB Checking in your daily business financial routines. I'll be happy to lend a hand. Keep safe and have a good one.

How do I change the amount after I already submitted it? If the amount I put in is different than what's on the check, will it not go through?

It's great to efficiently manage check deposits and conveniently utilize this feature in your mobile app, Jarod. I'm here to provide clarification regarding your concern.

Once you have submitted your mobile check deposit, it means the information has been sent to the bank for processing, which is why you cannot change the amount that has already been submitted.

Moreover, the bank typically looks for a match between the amount you submitted and the amount on the check. If these amounts differ, it may lead to the check being rejected or returned during processing.

We will inform you via email if your check is rejected. You will also receive an email notification when your bank accepts your check and when the funds are successfully deposited into your account.

However, if it still cannot be processed or is returned, you will need to follow up with the check writer or consider cashing or depositing the check at a different bank.

Additionally, here are some resources you can utilize to resolve common issues and learn more about QuickBooks Checking:

• Find out more about mobile check deposit
• QuickBooks Checking FAQ

I'll be on this thread if you have further questions about managing check deposits in your account. Stay safe.