How QB Desktop handles Chase downloads now.

Let me help you sort this out, smorgan01.

Verifying and rebuilding your data is a good start when it comes to fixing transaction-related issues in QuickBooks Desktop.

To Verify Data:

1. Click Window at the top menu bar and click Close All.
   
2. Go to the File menu.
3. From the drop-down lists, click on Utilities.
4. Hit Verify Data.
   

To Rebuild Data:

1. Click File at the top menu bar.
2. Choose Utilities.
3. Hit Rebuild Data.
   
4. You will receive a warning message to backup your company file, press OK.
5. Tap OK when you get the message "Rebuild has completed".

Once done, go back to your chart of accounts and check the sub-accounts amounts. I'll be sharing with you the links below. We can find more details about handling bank feeds transactions as well as detailed steps in reconciling an account:

Set up or edit bank accounts for Bank Feeds in QuickBooks Desktop.

Reconcile an account in QuickBooks Desktop.

Let me know how it goes as I want to make sure you're all set, smorgan01. I'll be around to keep helping. Have a good one.

I just went through and extensive check with QB Support on verifying my data file.  No problems were detected.

Also,  the transactions in the sub-accounts show that they are reconciled but the amount in the register never goes to $.00.  It never decreases when a payment is made.  That part is what appears to not be working.  I really don't think it is my file.  I think it has something to do with QB's.