It's a pleasure to have you here in the Community space, julie. Let me share some information about the fees for transferring money from QuickBooks Checking to a personal bank account in QuickBooks Online (QBO).
In QuickBooks Checking, there are no fees for standard bank transfers, which typically take 3-5 business days to move money out of your Checking account. However, if you're eligible for instant transfers, the processing time will be within 30 minutes. Please note that instant transfers will incur an additional fee of 1.5% based on the transferred amount.
I've also attached a screenshot for reference.
For more guidance, you may refer to this article: QuickBooks Checking FAQ.
To assist you with other clarifications, you can also contact our Payments Support team to review your account and verify transfer fees. They have the necessary tools for this purpose.
Furthermore, you can check out this article to learn how to handle a personal expense in a business account: Pay for personal expenses from a business credit card or bank account in QuickBooks Online.
Should you have additional queries about banking or any QuickBooks-related concerns, don't hesitate to leave a comment below. We're here to lend a hand. Take care.