Hello there, picturegreen. I'll point out two possible examples on what funds are you referring to, along with when you can expect them to be available in your bank account.
If you're referring to customer deposits, it depends on your product and payment type. Standard deposits occur daily, excluding Sundays, Thanksgiving, and Christmas. Instant Deposits are available every day without exceptions. You can check your deposit speed in QBO. If you don't use QBO, simply check the Merchant Service Center.
Here's how to check the current deposit speed:
- Go to Settings. and choose Account and settings.
- Select the Payments tab.
- Review the Deposit Speed section.
For more information about the QuickBooks Payments deposits process, feel free to read this helpful article: Find out when QuickBooks Payments deposits customer payments.
However, if you're talking about transferring funds between QuickBooks Checking and your external bank account, the process usually takes 3-5 business days. If eligible, you might have the option to use instant transfer, which typically delivers funds within 30 minutes for a 1.5% fee. See this reference to understand more: QuickBooks Checking FAQ.
On the other hand, feel free to scan these links to have additional guidance with handling your customers payments in the future:
You can keep this thread open and drop your additional inquiries about your funds or any other QuickBooks Online matters. We're always here to assist you with any questions you may have.