Hi there, AccountingInATL.
I hope you're doing well today.
It would be nice to set up a default corresponding account for your contractor's payments. At the moment, you will have manually select the account when processing a payment through direct deposit.
You can follow Step 3 in this article: Pay a contractor with direct deposit.
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Please let me know if you require any additional information. I'll be around to help you out again. Take care and stay safe!