I am a owner-operator / single member LLC without an EIN but to accept online payment it requires an EIN to continue setting it up. any way to still accept online pay?

If you don't have EIN, but SSN or ITIN, and your company is B2B, you can use a 3rd party processor to accept payments with your QBO.

Hello there, Reslock. I agree with Chrea that using a third-party processor to accept online payments in QuickBooks Online (QBO) is a great option. I'm here to guide you through the steps.

Before we proceed, please note that having an Employer Identification Number (EIN) is essential for successfully registering for QuickBooks Payments. That said, please refer to the steps below to find third-party payment processors to accept your online payments.

1. Go to Apps and select Find apps.
2. Type in Payments or other related keywords in the search field.
3. Click the app of your choice to view more details about it.
4. Once done, click Get app now and follow the on-screen steps.

Additionally, you can refer to these articles about managing your bank transactions in QBO:

• Reconcile an account in QuickBooks Online
• Categorize online bank transactions in QuickBooks Online
• Match online bank transactions in QuickBooks Online

Let us know if you have other concerns about accepting online payments in QBO. We're here to help you in any way we can.