If a direct deposit was sent through quickbooks before 3pm pacific time when will my money be available in my bank?

You're headed in the right direction for help with the deposit time for your direct deposit transactions, jared.

Knowing when the direct deposit is deposited at your bank is important. It enables you to calculate the days and makes certain that the amount has successfully gotten into your bank account. The timeframe for these types of transactions will depend on the funding period you choose in QBO. Here are the following:

• Same-day: Employees are paid on the same day that you provide us with your payroll. Only Elite or Premium versions of QuickBooks Online Payroll offer this.
• Next-day: After you provide us with your paycheck, we pay the employees on the next banking day.
• 2-day: Workers are paid two banking days after you send your payroll to us.
• 5-day: Workers are paid five banking days after you send your payroll to us.

Moreover, here’s an article you can visit to know what time you should submit the payroll. It also contains complete details about the processes and using your subscription: Pay your employees on time.

However, please take note that it also depends on the bank or financial institution you are connected with on how fast they process the deposit.

In case you have more concerns about direct deposits in QBO. You can always drop by and post them here. Have a good one!

My deposit was sent at 8:43am est on March 3 2023 and I was wondering what time should it be in my account and when? 

I'm here to share information about direct deposit processing time, @jaredmalloy59-gm.

I appreciate you giving us additional details of your direct deposit. My colleague mentioned above the processing days of each type. We can only provide the number of days. We can't determine the exact time of the day.

You can check this article to learn about direct deposit: Direct deposit processing timeline for QuickBooks Payroll.

You can check this article to learn what you can do if you get an error message about direct deposit limits when you process payroll in QuickBooks Online: Get help if you’re over a direct deposit limit.

Let me know if you have question about direct deposit. I'm always here to help. Have a great day.