Hello there, susan. Thanks for posting your concern here.
Yes, you're right. The system won't be able to set up different deferral percentages. I know how important to record this in QuickBooks accurately.
For now, I'd recommend consulting a QuickBooks accountant to learn the other way of handling this in QuickBooks. Also, we can reach out to IRS for further assistance and ensure we record different deferral rates by compensation type. Please visit our Intuit Find-A-ProAdvisor site to find certified professionals near you.
We can check these articles for additional insight into tracking retirement plans in the program.
You can always add another post below if you have more concerns about recording data in your payroll service. I'll be around to help in any way that I can.