Simple IRA maximum

Forum|Forum|6 months ago
December 4, 2025
1 reply
2 views

CPA says maximum SIMPLE contribution is $21,450, QB says $20,000. How to fix?

QuickBooks Online

ZackE_

QuickBooks Team

Thanks for reaching out to the Community, lctv1958.

You can delete an employee's old contribution setup in QuickBooks and create a new one if necessary.

Since QuickBooks doesn't allow the same type to be used simultaneously, you can consider creating an IRS catch-up. The old one won't work if its limit has been reached, so you'll need to delete it and create a new one for it to be deducted again with the new catch-up limit.

Here's how:

From your Payroll screen, go to Employees.
Find and access and employee's profile.
In the Deductions & contributions section, click Edit.
Use your Trash bin icon to remove the contribution.
Select Save, then Done.

Now you can create a new contribution for your employee.

Please don't hesitate to send a reply if there's any additional questions. Have a wonderful Thursday!

lctv1958Author

Thank you. That doesn't seem to work, the max is still $20,000.

continea

Level 5

Good afternoon, lctv1958!

Thank you for providing that information. In the meantime, I recommend contacting our Customer Care team. They'll be able to pull up the account in a secure environment, conduct further research with you, and create an investigation ticket if necessary.

They can be reached while you're signed in. Here's how:

Use the Help (?) icon.
Click Contact Us.
Enter a description of your situation in the What can we help you with? field, then hit Let's talk.
Select Start messaging or Get a call.

Be sure to review their support hours so you'll know when agents are available. If there are any questions, I'm just a post away. Have a fantastic day!

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