Ensuring that every charge is accurately recorded before reconciliation is essential. Let's tackle this task together, catwingz1.

A finance charge is a fee charged for using credit. Here's a step-by-step guide on how to record it in QuickBooks Desktop:

1. On the Banking menu at the top, select Use Register.
2. Choose your credit card account and click OK.
3. Enter the Finance Charge details.
4. In the Account field, choose the appropriate expense account like Finance Charges or Interest Expense.
5. After entering all the details, press Record to save the transaction.

By doing this, your finance charge will be recorded separately from regular purchases and included correctly in your credit card reconciliation.

You might also want to assess finance charges for your customers. Here's a guide on how to do that: Assess finance charges.

Then, here's an article to help you with the reconciliation process to ensure your accounts match your bank statements: Learn the reconcile workflow in QuickBooks.

Fill me in if you have other questions or need further assistance recording finance charges in QuickBooks. I'm just a post away to help you out.

Thank you @AnneMariee , that's what I needed.

Is the Register also where I should enter payments to the credit card?

Hi there, @catwingz1. It's good to see you here again.

It's a pleasure to assist you once more with your credit card transactions. Let me assist you once again with entering your payments to the credit card in QuickBooks Desktop (QBDT).

To efficiently record your credit card payments in QBDT, make use of the Write Check feature. This method ensures that all your payments and charges are correctly reflected in your credit card register, making reconciliation straightforward. You'll only need to use the Register when entering finance charges on your credit card. For detailed steps, you can refer to the instructions above or follow the guide provided below.

1. Select Write Checks in the Banking menu. 
2. From the Bank account, choose the account you use when paying the with credit card. 
3. After that, pick the credit card account in the Account dropdown and enter the amount afterwards.
4. If finished, tap Save & Close.

To understand the process further, you can review this article: Set up, use, and pay with credit card accounts.

Moreover, remember to reconcile your account once you've finished recording your credit card transactions to ensure that your records align with your actual credit card statements.

We truly value your questions and concerns. If there's anything else you need, share it here in the Community, and we'll be happy to assist you anytime.