which plan is best

Welcome to the QuickBooks Community, mattd0816.

I'll be providing insights on how QuickBooks works and which plan is best for you so you can track your transactions smoothly.

Each version of QuickBooks Online is designed to address specific business needs. There are also various reports available for all QuickBooks versions. For QBO, we have Essentials, Plus, or Advanced versions and these are our web-based product that allows you to access your company anywhere in the world as long as you have an internet connection.

Based on your statement above, QuickBooks Online Plus and QuickBooks Online Advanced are the best versions for your business. Then, you can consider utilizing the Class feature that represents meaningful parts of your company, such as store departments or product lines. You can use them to get deeper insights into your sales, expenses, or profitability for each part of your business. To start using it, you'll need to turn on this option in the program. 

1. Click the Gear icon ⚙ and select Account and Settings.
2. Choose Advanced, then select the Categories section to edit.
3. Checkmark Track classes.
4. Checkmark Warn me when a transaction isn't assigned a class. This is optional, but it means that when you look at reports, you know everything's been classified.
5. Under Assign classes, select One to entire transaction or One to each row in transaction.*
6. Click Save and Done.

For additional reference, you can refer to this artilcle: Turn on class tracking in QuickBooks Online.

Furthermore, you also utilize our Location tracking feature to categorize data from different locations, offices, regions, outlets, or departments of the same company, or to track your DBA's data. 

On the other hand, you can also use the Class option indicated above to effectively track your 1099 expenses or any other related entries to the tax form.

In case you need different guidelines for effectively managing your business using QBO, you can read this article: Help guide for QuickBooks Online.

Feel free to add a comment below anytime whenever you have further concerns about managing data in QBO. I'm always here to help, mattd0816. Take care.

@mattd0816 

You may have 2 options to compare

1. 3 QB Online Essentials accounts, or

2. 1 QB Desktop Premier Plus 2024 for single user license to manage multi company files.