I'm here to share some details about the funding time of ACH payments.
Generally, funds usually reach your deposit bank account within 2 to 7 business days of the transaction. However, some banks may take longer to verify and process deposits.
The waiting period, known as the time to funding, varies depending on the time of day you enter transactions, which financial institution you choose for your transactions to be deposited in, and how long it takes your bank to verify and process electronic deposits.
We acknowledge your opinion about the ACH payments funding time. We are constantly looking for input and feedback from our users on how we're doing and ways we could do even better.
I've personally sent a feedback statement to our product engineers so they might consider improving the delays for deposits. We'd love to hear your suggestions too. Your feedback helps us create a better experience for you and for all of our customers.
To do so, click the Feedback link at the top of your Merchant Service Center screen (see the screenshot below).
To get more information about QuickBooks Online Payments, please check these articles: