How can I turn on payment to get paid by ACH and With Credit card

I see how convenient it is to process customer payments via ACH and Credit card, Armand. I'll make sure we will be able to turn on the payment successfully. 

First, we need to sign up for QuickBooks Payments before processing payments in QuickBooks. You can refer to this article on signing up through QuickBooks Online: Sign up for QuickBooks Payments.

Note: QuickBooks Payments account is subject to eligibility criteria, credit, and application approval.

Once completed, let's proceed with setting up or connecting to QuickBooks Payments. Before doing so, it's important to refund any outstanding transactions created before the date you connect your payments account. Ensure that you also delete any recurring payments in Merchant Services. Kindly sign in to Merchant Services and turn off recurring payments.

Next, you can follow these steps to set up your QuickBooks Online account so customers can make online payments:

Set up your chart of accounts:

1. Sign in to QuickBooks Online.
2. Click the Gear icon, then select Account and settings.
3. Choose Payments.
4. Locate the Chart of Accounts, then click Edit.
5. Select the Standard deposits dropdown. Then, select a deposit account where you want to record the payments.
6. Select the Processing fees dropdown. Then, choose an expense account to track processing fees.
7. Note: You can't change the default expense account if you use QuickBooks Solopreneur.
8. Click Save.

Set up your account settings for invoice payments:

1. Select Sales.
2. Find Invoice payments, then select Edit.
3. Select the payment method/s your customers will use. You can also put payment instructions to show on your invoices.
4. Click Save, and Done.

For detailed information and steps, refer to this article: Receive and process payments in QuickBooks Online with QuickBooks Payments.

Lastly, I'll add this article so you can read and learn how to personalize and add specific info to your sales forms in QBO: Customize invoices, estimates, and sales receipts in QuickBooks Online.

Feel free to comment below with further questions about processing payment using your ACH and credit card in QuickBooks Online. The Community and I are always here to help. Have a great day!

Its real easy, i have it in my business, whats ur email dude i can help you in that