Hi there, @andrewrichmond045. Welcome to the Community!
For those new to QuickBooks Payments, it can take up to 5 business days for the payment to be reviewed. Allow me to discuss this a little more below.
New users to QuickBooks Payments will take longer to review as we need to verify and establish your account. Once your account is set up, the review process will be much faster for subsequent payments. You can visit this article to learn more about the deposit schedule and click the Learn more about payment deposit schedules dropdown to see the details: Learn more about payment deposit schedules.
Moreover, I'll leave this article for your future use to learn how to deposit customer payments into your bank account in minutes: Get instant deposits in QuickBooks Online.
Feel free to return to this thread and use the Reply button for further inquiries or to update on the next steps regarding your payment processing. I'll be around to help you.