We deposit your funds within five business days following your first payment, Samjules123.
The initial deposits take slightly longer as we work on setting up your merchant account. Rest assured, future deposits will be processed much faster once the setup is complete.
You can visit the Deposit Speed section in your QBO account to check how long it takes to receive the payments you process. Here's how:
- Click the Gear icon.
- Select Account and Settings.
- Go to the Payments tab.
- Check the Deposit Speed section.

Also, I've attached some articles that can guide you on how to check when QuickBooks deposits customer payments and instant deposits:
If we can assist further with payment concerns, please feel free to tag us in the comments section.