I’ve been approved for capital and I’m aware applying has no bearing on my personal credit. Does the same apply if I accept the offer?

It's good to see you here in the QuickBooks Community, @brian-rsmfab-us.

I'll share some information about accepting the loan offer from QuickBooks Capital and how it affects your personal credit.

Accepting the loan for QuickBooks Capital won’t affect your credit score in any way. However, your business credit history may be affected when you accept the loan.

I'll add these articles to learn more about QuickBooks Capital:

• What is QuickBooks Capital
• QuickBooks Capital FAQs

Please know you can continue to reach me here with your additional questions. I'll be standing by for your response.

Great response. Thanks for the help!

Hi brian-rsmfab-us,

It's nice to hear from you again, and for letting us know that my colleague was able to help you out. If you have other questions about QuickBooks Capital and any concerns related to QuickBooks Online, please know that we're both here to assist you anytime. 

In case you need some articles to explore accounting activities and your QuickBooks account, visit these resources:

• Accounting activities should be used with the help of your accountant.
• QuickBooks account.

Take care and stay safe.