Is there a way to enable the default payment types by default?

Once you have QuickBooks Payments, you'll have the option to permanently enable the default payment methods when creating invoices in QuickBooks Online (QBO), DeveloperIntTX. I'm here to walk you through the process.

1. Go to the Gear icon.
2. Select Account and settings.
3. Choose the Sales menu.
4. Go to the Invoice payments section and enable the Accept Credit Cards and Accept ACH options.
5. Click Save.  
    

After that, you can create an invoice to verify that credit cards and ACH options are automatically enabled.

Additionally, QuickBooks gives you the tools to create personalized and professional-looking sales forms, which can enhance your business communications. For a complete guide on how to do this, you can check out this article: Customize invoices, estimates, and sales receipts in QuickBooks Online.

Please visit our QuickBooks Community forum again if you have other questions about payment methods and managing invoices in QBO. We're always here to help.

@Rea_M 
Thanks for your help, but i can't see this option in the Sales Section. There isn't the Invoice Payment  in the sales section.

Is there a possibility that some configurations are missing?

We appreciate you getting back here in the thread, @DeveloperIntTX. We'll help you activate the payment types and bank transfer inside QuickBooks Online (QBO).

As we check the photo that you've attached, know that you're in the right path and that you're almost there. Here's how you can activate the option inside your company file:

1. Access your QuickBooks Online company.
2. On the top-right corner, click the Gear icon.
3. Choose Account and settings, and then go to the Payments tab.
4. Scroll down to Payment Methods section, and then check the box for payment option you want to use.

Furthermore, here's an article to help you manage payments with QBO and keep track of the transactions you've entered inside the program:

• Take and process payments in QuickBooks Online with QuickBooks Payments.
• Run reports in QuickBooks Online.

Please let us know in the comment section if you need further assistance managing customer payments or have other questions related to the program. We'll make sure to respond right away. Stay safe, and have a good one.

Is there a way to make credit card payments optional, once enabled, and turned off by default when creating an invoice?

@Kurt_M is there a way to turn credit card payments off by default, even though I enabled and connected my QBO to CC payments? It seems like I have it turned on whenever I create a new invoive, but I want most of my clients to pay NOT with a CC, with a couple exceptions. A mistake in my billing could lead to a big loss (% of a big invoice in fees) if a bigger client receives an invoice with the option enabled, but not the other way around...

Welcome to the Community, @audric.

I'm here to help you turn off credit card payments off by default in QuickBooks Online.

You can temporarily turn off credit card processing by unchecking the option under Online payments on the invoice page when sending them to your customers.

Additionally, you can permanently remove the credit card option by deleting it in the Account and Settings page. It's important to note that this process is applicable once your payments account is connected to QuickBooks.

1. Go to the Gear icon.
2. Under Your Company, select Account and Settings.
3. Go to the Payments menu.
4. In the Payment Methods section, remove the credit card.

Furthermore, you can also delete the credit card payment method through the Payment Methods page. In the credit card section, select the Make inactive option under the Actions column.

Additionally, you can verify when QuickBooks deposits your customer payments into your bank account. For detailed information, please refer to this article: Find out when QuickBooks Payments deposits customer payments.

Feel free to comment below if you have questions about payment options in QuickBooks Online. I'm always here to help. Have a great day.