qb is shafting its customers. 1% (no cap) on ach payments is robbery, but the invoiced can pay only a fee of $25 then holding the funds for more than 5 days is wrong?

skrugz79 · ‎March 25, 2025

1% ACH fee with a cap of $20-30 was fair. Removing the cap is greedy and outright wrong. They allow an invoiced party to pay ONLY a fee of $25 to collect an ach payment, but then penalize their subscribing customer by holding funds for more than 5 days. Everything QB does is to force you in to needing additional add on services for more monthly subscriptions. Any others feeling the same way?

Rainflurry

@skrugz79

For sure. The 1% no-cap ACH fee is outrageous, although Square charges the same. What's astonishing is that QuickBook's payment webpage is very misleading. It says that Stripe charges "1.2%* *Stripe may charge an additional 0.4%/0.5% fee per paid invoice based on plan." They completely fail to mention that Stripe has a $5 cap!

Bill.com and Melio charge a flat $0.50 per ACH. A $20K ACH through QB will cost you $200, whereas with Bill.com or Melio, it will cost you $0.50!. Why anyone signs up for QB payments is beyond me when Bill.com makes it so easy and syncs with both QBO and QB Desktop.

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qb is shafting its customers. 1% (no cap) on ach payments is robbery, but the invoiced can pay only a fee of $25 then holding the funds for more than 5 days is wrong?

qb is shafting its customers. 1% (no cap) on ach payments is robbery, but the invoiced can pay only a fee of $25 then holding the funds for more than 5 days is wrong?

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