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Plus5
Level 1

QuickBooks Checking

Hi QuickBooks team,

I’m hoping someone from QuickBooks or a moderator can help escalate this issue, because I’ve hit a dead end and it’s incredibly frustrating.

 

I have a QBO Online account that I started about a year ago with an LLC. At the time, I was originally denied QuickBooks Checking, so I opened a business account with Chase, despite my strong preference for using QuickBooks Checking. After going through the process of getting Chase connected and set up with QBO, I was eventually approved for QB Checking — so I canceled the Chase account and went through the hassle of switching everything over.

 

Since then, QuickBooks Checking has worked great.

 

Earlier this week, I started a second business within the same QBO account — a nonprofit organization I’m launching — and applied for a new QB Checking account. I was denied again.

 

Before I go through the hassle of opening yet another external bank account, I want to make absolutely sure that this denial is final and there is truly no path forward for QuickBooks Checking.

 

I spent over an hour on the phone with QBO support yesterday and was transferred between six different teams. Eventually, I was told:

“It doesn’t say why you were denied, so we can’t help, and you can’t reapply. But you can try calling Green Dot Bank to ask.”

I was given Green Dot’s support number, but you can’t get past their automated phone system unless you have a card number (which I don’t have yet for this new account) or a social security number that’s recognized. I tried using the card from my original QB Checking account, but it wasn’t recognized — which I’ve seen others report as a known issue. I also tried entering my SSN, but it didn’t work either.

 

All I want to do is get QB Checking approved for my new nonprofit so I can open the account and proceed with applying for tax-exempt status.

 

This feels like a black hole. I’m willing to verify anything needed. I just need a human being with the ability to look deeper into this. Please, can someone help me move forward?

2 Comments 2
Candice C
QuickBooks Team

QuickBooks Checking

Good afternoon, @Plus5

 

Welcome to the Community! 

 

With the information you gave, the best route would be to get in touch with Green Dot and see why this wasn't approved and what you can do next to get it approved. 

 

Please use this link below to get in touch with them again: 

 

Contact Us Green Dot

 

You can chat with them instead of calling this time around. 

 

Please reach back out to let us know how it goes. We want to ensure that you get this taken care of as soon as possible. Have a great day! 

Plus5
Level 1

QuickBooks Checking

@Candice C – thanks for your attention. Unfortunately, this recommendation does not solve the issue, either. You have to have a Green Dot login in order to chat, and to get a login you need to register for an account, to register for an account you have to provide your card number, but the Green Dot system does not recognize the QB checking card number as valid. Same issue as the phone support line. Looking at other posts, this seems to be a common issue
(https://quickbooks.intuit.com/learn-support/en-us/banking/speaking-to-someone-live-at-green-dot-bank...) – and considering this post is from 2023, it doesn’t look like there has been any progress on rectifying the problem.

From a user experience perspective, this is pretty frustrating. Go to QB support to inquire about the issue, QB support says they can’t help and talk to Green Dot (here’s a link), but Green Dot provides no way to speak with them. I guess I’ll need to open an external account because there doesn’t appear to be any resolution in the near future.

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