Solved
Chart of Accounts
In Preferences --> Accounting --> Company Preferences, what is the function of "Require accounts"? I can't seem to find any documentation on this option.
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If you turn it off, then you can record transactions and not enter an account in the detail area of the transaction.
In that case QuickBooks will automatically assign a default account, either "Uncategorized Expenses" or "Uncategorized Income", presumably so someone else can later fix the transactions and pick the right account.
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