We can resolve the prompt you're receiving by reviewing the opening balance for the account you're reconciling in QuickBooks Online (QBO), @ghartmanwi.
Since you've indicated that the reconciliation tool has prompted a message regarding your balance, it sounds like you've reconciled this account in the past. Such note typically indicate that changes have occurred to your cleared transactions since your last reconciliation. To handle this, let’s double-check the Opening Balance Equity account in the bank register to clarify the beginning balance.
- Go to Transactions, then Chart of accounts.
- Locate the account, then View register.
- Search for Opening Balance Equity account.
- Take note of the date and balance.

If your account is connected to online banking, ensure you've matched and categorized all downloaded transactions before you start reconciling. Everything must be categorized to get the correct final beginning balance.
On the other hand, if the reconciliation tool pertains specifically to the opening balance, I recommend following the steps detailed above about checking the opening balance to verify it.
For additional guidance, please refer to this article for step-by-step instructions to resolve balance issues: Fix issues for accounts you've reconciled in the past.
To further enhance your QuickBooks experience, our QuickBooks Live Expert Assisted team can guide you on best practices for reconciling accounts.
Come back to the Community if you have further questions about fixing balances and reconciliation in QBO. I'll be right here to help you out. Take care.