Why am I paying for this lack of service?

any simple recommendations for a QB replacement?

You can use QB Desktop with a non subscription license.

@myocom7 

On Beta is a scammer.

You can still find QB Desktop with a non-subscription license on the market (e.g. QB Desktop 2021 or earlier). Only fools with mental problems like you try to slander people.

@On Beta 

You have been instructed many times that it is against community guidelines to post affiliate links and yet you continue to do so.  You continue to create new usernames because presumably your old ones are being closed due to your continued violation of community guidelines.  It’s obvious you’re trying to profit off your links and not helping other QB users and I have an issue with that.  As long as you post affiliate links, I will continue to make users aware of it.