Thank you for choosing QuickBooks to support your business, jmulhern.
Even if you decide not to accept credit cards for future payments, all merchants using QuickBooks Payments must remain PCI compliant as long as their account is active and they continue processing payments, including ACH transactions. This requirement is established by global card brands to ensure the protection of businesses and customers from cardholder data breaches.
You can refer to this article for more information: Learn about QuickBooks PCI DSS Compliance Services. It explains the importance of compliance, steps to ensure your business aligns with industry standards, and how QuickBooks supports you in protecting sensitive payment data.
For any further questions, please leave a comment, and we’ll gladly assist you.