Yes, I resolved it by no longer using QB and going to Waveapps.com. Completely free online accounting software for small businesses. I pay for Credit Card fees ...
I fixed it, left Quickbooks, and starting using waveapps.com for free. The only thing I pay for is credit card fees which are competitive, also have ACH option ...
Absolute B.S. that I have to do this every 7 days. This is desktop software I paid for to use on MY desktop. None of Intuits business who I let use MY software ...