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I can share some insights about credit card fees, ultramaticdiesel.
Rates may vary depending on how you take credit card payments from customers. The lowest rate is 1% (max $10) for ACH payment.
You can refer to this page to learn more about the charges: QuickBooks Payments fees.
If you charge more than $7,500 per month, you can save up to 40%. To learn more about this, I recommend contacting our QuickBooks Payments Team. They can discuss with you on this matter.
Feel free to comment below if you need additional information. Just tag my name and I'll get back to you.