Hi there, JoeDub80.
I'd like to provide you with some information that might help you choose a QuickBooks product that suits your needs.
QuickBooks Self-Employed is designed to help you manage business and personal expenses easily. It also assists you in keeping track of your profits, losses, income, expenses, and taxes. On the other hand, QuickBooks Online is a cloud-based financial management software that offers powerful accounting tools for small and growing businesses.
Please note that the feature to set up different accounts to distribute percentages for various assets is currently unavailable in QuickBooks Self-Employed. With this, I recommend submitting a feature request through the feedback forum. This way, our product engineers can take note of the need for this functionality and consider it for future updates.
Furthermore, I also suggest consulting an accountant to determine if upgrading to QuickBooks Online is more appropriate for your business needs.
To determine which product best fits your business needs, please view the comparison chart in this article: Find your accounting and payroll solution.
If you decide to switch to QuickBooks Online, you can refer to this article for a guide on setting up your company: Getting Started in QuickBooks Online.
If you have any other concerns regarding QuickBooks products, please let me know in the comments below. I am available to provide further assistance.