Hello there, GB MMH.
I'd like to share some information about your concern.
The cost of the product can vary depending on which features your business requires. You can click on this link: Choose the accounting plan that’s right for your business to check the comparison.
To switch your subscription from monthly to annual billing, here are the steps:
- Sign in to QuickBooks Online.
- Go to Settings > Account and Settings.
- On the left panel, click Billing & Subscription.
- Select Switch to annual billing.
- Hit Switch and then Done.
For reference, check out this article: Switch to annual or monthly billing for QuickBooks Online.
Please let me know if you need anything else. I'll be right here to provide the solutions to your concerns. Take care and stay safe.