Hello there, @bhambhamce.
Allow me to share the ACH processing payment in QuickBooks Online.
Processing an ACH payment or bank transfer may take 2-7 business days for the payment to be deposited to your account if this is your first time to use the feature.
If the payment is still not deposited within the period, I’d recommend contacting our Payments Support Team. They have the tools to verify the status of the payment.
I've added this article for your additional reference about this process: Common questions about payments deposits in QuickBooks Online.
You are always welcome to tag my name in the comment section if you have other questions about QuickBooks. I'd be happy to answer it for you. Take care.