@agubax
1) You can set up a factoring fee service item mapped to a Factoring Fee expense account and add that item as a negative amount on each invoice sold to Loves. Or, you can create credit memos with the 2% factoring fee service item and apply that to the invoices. Either way will book the 2% as an expense instead of a discount.
2) Set up the fuel card as a credit card and record the fuel expense to that card each time the driver buys fuel. Then, set up a service item called 'Fuel Expense Deduction' (or something that makes sense to you) and under 'Income account' choose the fuel card credit card. When Loves deducts the fuel charges from the invoices, add the Fuel Expense Deduction as a negative amount. That will reduce the amount due on the invoice and, at the same time, reduce the balance on the card.
