Good to see you here, useraboveandbeyondbu.
If you're referring to the QuickBooks Payments deposits, the funds will be deposited within five business days after your first payment. For the newly added account, it takes a bit longer because we still need to set up your merchant account.
Once we're done, your payments will deposit quicker, typically within two business days. You can check out this article for more information: Common questions about payments deposits in QuickBooks Online.
If transactions are missing in the Banking page, we can try to update your bank account by following these steps:
- Go to the Banking menu or Transactions menu.
- In the Banking tab, click the Update button.
Please see this sample screenshot for a visual guide:

You can find more solutions here: What to do if you get a bank error or can't download transactions in QuickBooks Online.
Please don't hesitate to tag my name in the comment section if you need further assistance. I'm always around to help. Take care!