Multi-factor authentication effect on QB Online Navigation

I can't let this happen to you, @Rick-StGeorgeSF. 

I'll share some information and troubleshooting steps about multi-factor authentication. This way, you can navigate your account seamlessly. 

QuickBooks multi-factor authentication is only required when you log in to your account and not when updating the bank. That said, I'd recommend that you contact your financial institution in this regard. They have a way of disabling the bank verification functionality. 

For now, I'd suggest doing some basic troubleshooting steps to help fix the lag. To start, please log in to your account through incognito to verify if it's a browser-related issue. 

Use the following hotkey:

• Ctrl + Shift + N (Google Chrome)
• Ctrl + Shift + P (Firefox)
•  Control + Option + P (Safari)
•  Ctrl + Shift + P (Microsoft Edge)

From there, re-update and re-run your categorize transaction list to confirm if it's already functioning well. If it works, return to your regular browser and press the CTRL+ Shift and Delete keys on your keyboard to clear the cache.

Moreover, don't forget to categorize the transactions and reconcile your banking account.

Lastly, feel free to visit these articles below on how to fix reconciliation and upload bank errors in QuickBooks: 

• Fix bank upload errors in QuickBooks 
• Fix issues at the end of reconciliation in QuickBooks

Drop a comment below if you have any other concerns, and I'll get back to you as quickly as possible. Keep safe,  Rick-StGeorgeSF. 

There's no difference in-cognito. Just to be clear I am NOT using QB 2-factor I am using the Bank's 2-factor and QB us correctly asking me and connecting when I enter the Bank's dynamic authentication token.

Hello, @Rick-StGeorgeSF. Thank you for getting back to us to clarify your situation. I'm here to share some details about the two-factor authentication required by your bank to upload the feeds in QuickBooks Online (QBO).

This authentication was implemented by your bank to safeguard your account. The option to turn this off isn't possible in QuickBooks. I'd recommend contacting your bank. They can remove the 2-factor authentication within QBO.

Moreover, I've added this article you can use in the future whenever you're ready to review your transactions: Categorize and match online bank transactions in QuickBooks Online.

I'll be around if you have other questions or concerns about any processes within QuickBooks. Let me know in the comment section below and I'll make sure to get back to you. Take care!