"Profit First" and transfers within a group of accounts and uneven balances

The first problem is the sub accounts, in Profit first the concept revolves around separate accounts at the bank.

For others reading this, this is a good overview of Profit First
https://medium.com/the-crunch/an-accountants-review-of-profit-first-7f888b5d7b
The second paragraph in the conclusions section is important.

In QB all parent accounts become summing accounts automatically, that might be part of the issue if you have posted to the parent account at all. Other than that sorry I can not help since I do not follow this system.

Thanks so much. So do you think by unlinking the sub accounts and make them stand on their own that it will correct the problem?

And where can I presently find where the totals in the sub accounts have been summed together? Each sub account has its own balance and there is no rhyme or reason to it. (for example: It's not like my bank balance is $1000 and my Quickbooks is $2000, the Quickbooks balance is $20,568.54 so I'm stumped where the extra dollars and cents are coming from?)

Thanks for posting here, @NicoleG1,

In QuickBooks, when you connect the sub-accounts for online banking, their balance roll up to the parent account for reconciliation.

Some banks may show the overall bank balance at each sub-account level. This is because the bank provides us with a static balance of the entire account, not the balance of each sub-account. This might be the same scenario as yours.

We calculate the balance based on the entries created or received in QuickBooks. You might want to review the transactions to see where the balances came from.

You can open transaction reports by going to the Reports menu in your QuickBooks account. You can use our test account to see how we use parent and sub-accounts in this sample QuickBooks company.

See these links to learn more about how we handle sub-accounts in QBO:

• Create subaccounts in your chart of accounts in QuickBooks Online
• About bank or credit card subaccount setup

Please post here again if you have other questions about this. I'll be more than happy to share some more insights about reporting in QBO.

I am also following the Profit First method, and am at the step of connecting the 7 bank accounts (5 checking, 2 savings).  I attempted to connect the bank accounts to QB all at once, and QB was unhappy.  So I only connected the Income Account, thinking that QB would allow me to connect them one at a time.  However, now the option to connect to a bank has disappeared.  Theset  are not sub accounts, as a previous person posted, but separate checking accounts.  Is it possible to use Quickbooks to do Profit First accounting, or do I need a different accounting solution?  Thanks!