How do I delete a credit card in Banking.

I've got your back, @tschneider.

Active bank and credit card connections in the Banking section can be quickly removed with the following steps:

Disconnecting a Bank Connection

1. From QuickBooks Online, navigate to the Banking tab. Click the credit card at the top you'd like to remove.
2. Click the Pencil ✎ icon in the top-right of the account's box and select Edit Account Info.
3. In the bottom-right corner of the Account box, check Disconnect this account on save and click Save and close to remove the banking link.

Check out our thorough guide on removing an active bank connection for additional information. Once you've done this, transactions will no longer be automatically downloaded to this credit card register. If you'd like to fully delete the account, see below:

Deleting an Account Register

1. Navigate to the Accounting tab and the Chart of Accounts section.
2. On the drop-down ▼ next to the Credit Card you need to remove, select Delete.
3. If there is a remaining balance in the account register, you'll be warned that doing this will write off that balance to Opening Balance Equity. Select Yes.

This entire process is demonstrated in the brief video I'm including below:

There's also an informative guide on deleting accounts in QBO for your benefit. With these resources, you'll have that credit card deleted from Banking in no time. Please touch base with me here for all of your future QuickBooks needs. Thanks for coming to the Community, wishing you and your business a successful 2019 ahead.

Does that adjusting entry to opening balance equity create problems on the balance sheet?

Hi there, @Amykj1. Thanks for posting your concern here in the Community. I'd be glad to help you.

Yes, I agree with you. If you adjust the Opening Balance Equity, it will create changes on the Balance Sheet report. Additionally, the Opening Balance Equity account should have a $0.00 balance. To check if the balance is zero and everything has in place, we can run the Balance Sheet report.

Also, you can read through this article to learn more about opening a balance equity account: Understanding the Opening Balance Equity Account.

For future reference, check out these articles for the complete instructions on how to reconcile the account and to resolve the beginning and ending balances issues during reconciliation:

• Reconcile an account in QuickBooks Online
• Fix beginning balance issues during your first reconciliation in QuickBooks Online
• Fix issues when you're reconciling accounts in QuickBooks Online
  
  

If you have clarification or any QuickBooks-related concerns, feel free to tap the Reply button. I'll be around. Have a good one!