I appreciate you posting your concern here in the Community, Tezz. Let me provide you with insights regarding the pending deposit transactions in the QBO Checking account.
In QuickBooks Online (QBO), a pending transfer deposit indicates that the transaction has been started but hasn't been fully processed or cleared by the banks. It may take 1 to 5 business days for the funds to show in your bank account. To get the latest updates on your transfer deposit status, I recommend checking with your bank.
Please be aware that several factors can affect when funding is received. These include the time of day transactions are submitted, the financial institution you select, and the amount of time needed for them to verify and process electronic transactions.
If the status doesn't change within the specified time frame, I recommend contacting our Payments support team for further assistance. Our representatives can investigate further why transactions are still pending.
If you have other concerns about your pending transfer deposit, please don't hesitate to leave a reply below. Have a good one, and stay safe.