Welcome to the Community, Gifford. I can assist you in bypassing this message to help you reconcile your checking account in QuickBooks Online (QBO).
Let's ensure that your checking account is connected to your QBO account to make reconciliation easier. Then, click the Get Started button to bypass the message "Match the books to the bank records" and proceed with the reconciling.
Here's a screenshot for reference:
I've also attached this article as your guide to begin the reconciliation process: Reconcile an account in QBO.
For future reference, you can utilize this article to view a reconciliation report to ensure the accuracy of financial data: How do I view, print, or export a reconciliation report?
I'll be here for any additional queries regarding reconciling the checking account. I'll be glad to lend a hand.