It's great to have you join the Community forum, Jim. I've got detailed input about ACH processing fees in your account.
In QuickBooks Online Payments pricing, new QBO customers who add Payments on or after September 5, 2023, will have the no-cap ACH plan. If you're paying 1% unlimited for all banking movements you've made, your account has the new ACH fee structure.
As Intuit regularly reviews its prices within the markets, price increases enable us to continuously reinvest in our products and services that will help our customers run their business. Thus, these updates were sent to all merchant users last August 2, 2023, with detailed information about the pricing changes.
For more information on the current payment rates, visit this website: Standard Payment Fees & Rates | QuickBooks Payments.
To ensure that you receive accurate and up-to-date information regarding the fees associated with QuickBooks Payments accounts, I highly recommend visiting the official QuickBooks website.
Moreover, you'll want to review these resources to help process ACH payments and understand when QuickBooks deposits them into your bank account:
I'm always around in this forum for any additional queries when managing processing fees and payments in your account. Keep safe, and have a good one!
