Hi there, paulaharper.
Thank you for visiting again the QuickBooks Community. I'll ensure you're able to use a test account so you could play or explore this.
Currently, there's no option to use a test version within your QuickBooks account. However, you can always take a test drive by using our sample company demo. It's an excellent way to dive in and experiment with features and options you might not feel comfortable trying in your own live QuickBooks Online account. Feel free to explore and experiment all you like since the demo system doesn't save any of the changes you make. Please click and use this test drive: https://qbo.intuit.com/redir/testdrive
To ensure your safety during test drives, we don't recommend bank connections in sample companies. This security protection doesn't affect regular accounts so if you need to test online banking functionality, you can use either an active or trial QuickBooks Online account.
In case you have any questions about the different QuickBook Online plans, you can check out this link: https://quickbooks.intuit.com/pricing/
I'm also adding this article to further guide you in effectively managing your business using QBO: Help guide for QuickBooks Online. It contains topics about advanced accounting, banking, and payments to name a few.
Let me know if there's anything else you need help with. Know that I'm always here to help you anytime. Take care and keep safe!
