Hi there, @angiew2022.
Allow me to shed some light on contractor payments.
We can only set up recurring bill payments to contractors. With that said, the option to set up recurring payments with direct deposit is unavailable.
If you still wish to set up recurring payments for your contractors without using direct deposit, feel free to follow the steps below:
- Access your QuickBooks Online account.
- On the left navigational bar, click the +New button.
- Under the Vendors column, choose Pay bills.
- Switch to Online payment mode.
- Go to the Scheduled tab, and then click the Add Bill button.
- In the Bill details, enter the Vendor name, category, and amount.
- From the Is this a one-time or recurring payment section, select choose Monthly.
- Input the Bill number, and the Due Date.
- Once everything is set, press the Schedule payment button below.
Take a look at these screenshots below for your reference:



Also, if you want to review your recurring transactions, see this article: Review your recurring transactions in QuickBooks Online.
I'm always here if you still need help or assistance with recurring payments by leaving a comment below. Have a great rest of the day!